Bailout the Big Three? Or the UAW?

Normally, when I give Ford or GM money, I get a car in return. The union guys go in and take the stockholders tools and materials and make me a car. I have always heard how lazy they are, how everything is "not my job" and "union rules won't allow that." I have also heard of them getting paid for make-work and getting 95% pay for lay-offs.
This seems to be the ultimate destination of the game. Now we just send them money and they do not have to do anything. They have to make no cars. They just get my money. That's it - the whole transaction is "Give me your money or else". I feel like I am being robbed at gunpoint, hands in the air.